AGREEMENT

These Terms of Use (the "Agreement") constitute a legally binding agreement by and between us and you concerning your use of this site and the services available through the site (the "Services"). By using the site and Services, you represent and warrant that you have read and understand, and agree to be bound by, this Agreement and our Privacy Policy (the "Privacy Policy"), which is incorporated herein by reference and made part of this Agreement. IF YOU DO NOT UNDERSTAND THIS AGREEMENT, OR DO NOT AGREE TO BE BOUND BY IT OR THE PRIVACY POLICY, YOU MUST IMMEDIATELY LEAVE THE WEBSITE AND CEASE USING THE SERVICES.

NOT A LENDER

We are a lead generator. Certain important disclosures about lead generation are here. Your use of this Website is conditioned upon your having read these disclosures. This site does not constitute an offer or solicitation to lend. We are NOT A LENDER, do not make loan or credit decisions, and do not broker loans. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

LOAN CONNECTING SERVICE

Our loan connecting service connects consumers with lead purchasers as defined in Certain Disclosures About Lead Generation. To use the service, you must complete one or more online forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information and employment information. By doing so, you are not applying to us for credit.

Once you submit your request form(s) online, we will share your information with one or more participating lead purchasers and we will store your information for compliance purposes and in order to retrieve your previously entered information if you return to our Services. Lead purchasers who receive your information from us may review your information to determine whether your information meets their loan qualification criteria. Lead purchasers may, among other things, verify your social security number, perform a credit check, and review your information against national databases (such as Microbilt, Transunion, Experian, or Equifax) that track consumer transactions with lending institutions and other credit-related data. Additionally, we may also verify your information (such as email address and mailing address), we may correct common misspellings and typographical errors, and we may fix incorrectly entered data. By submitting the request form(s), you agree to allow lead purchasers and us to obtain, review, verify and research your information.

If a lead purchaser determines that the information you submitted meets its loan qualification criteria, we will open a new web page belonging to the lead purchaser, or redirect your browser to the lead purchaser's web site. You understand and agree that, once you have been redirected to the lead purchaser's web site, we have no further involvement in the loan request or approval process. Your subsequent interactions with the lead purchaser are subject to the privacy policy, terms of use, and other policies and/or terms enforced by that lead purchaser.

LOAN AMOUNTS

Loan amounts will vary. Not all lenders can provide loan amounts up to $1,000, $2,500, $5,000, or $50,000. Fund transfer times may vary between lenders; and in some circumstances faxing may be required. Completion of this online form in no way guarantees that you will be approved for a loan offer. Additionally,

if you are seeking a particular form of credit for which you do not qualify, you may receive solicitations for a form of credit that you are not seeking. The terms of the credit offered may be inferior to those you were originally seeking. You do not have to accept or respond to these solicitations.